≡ Menu

Disclaimer and Privacy Policy

Your use of this Website and material from this Website is at your own risk.

If information is being gathered about you, I believe you have a right to know.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, www.google.com/privacy_ads.html

Disclosure Policy for Product Reviews

I do product reviews frequently. Please read my Disclosure Policy to understand the relationship between me and the companies that make the products or offer the services I review.

The Federal Trade Commission requires that I disclose any relationship I have between a product manufacturers or service providers that I write about.

Here are the guidelines I operate under:

• I am never paid to do a review. I never accept money to review a product or service.

• If  I create a link to a product in a review,  I  will get paid a commission if you purchase the product or service.

These are good rules and practices in today’s digital world. It’s important for you as a consumer to understand the relationship between a person reviewing the product and the manufacturer or service provider. If you don’t see a disclosure policy as part of a review of a product, that reviewer may be violating the law or at the very least the Code of Ethics.

We do not collect information on its website visitors such as names, addresses, telephone numbers, or email addresses – unless you specifically that information to us. We not sell or otherwise make available email addresses to anyone.

Cookies and AdSense

Third parties, such as Google AdSense, may place and read cookies on your browser, or use web beacons to collect information, while serving ads on this website.

Here is how Google explains cookies: “A ‘cookie’ is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some website features or services may not function properly without cookies.”

Cookies are used to recognize you when you return.

Your use of this Website and material from this Website is at your own risk.

Privacy Policy

We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

We recognizes the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers’ needs.

What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide

Registration Information
When you register for any of our products, services or newsletters you will provide us information about yourself.

Credit Card Information
If you choose to avail of our services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:
-Name
-Mailing address
-Email address
-Credit card number

-Name on credit card

-Credit card billing address
-Business and home phone number

Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, , to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site’s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at the usual address.

What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please note that your information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Surveys & Contests

From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children

Children are not eligible to use our services unsupervised and we ask that children (under the age of 14) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership

In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications
We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

Website Terms of Use

This Website is provided for your personal use. Please read the following terms of use (“Terms of Use”) carefully before using this Website. All users of this Website agree that access to and use of this Website is subject to the following Terms of Use and other applicable law. If you do not agree to these Terms of Use, please do not use this Website.

Use of Website and Website Material

This Website is provided for your personal noncommercial use. You may not copy material from this Website for commercial use. You may copy material in limited quantities from this Website for your personal noncommercial use provided that our copyright notice is affixed to the copied material. We reserve the right to terminate, at any time, your permission to make personal copies of material from this Website.

You are prohibited from using this Website to post or transmit any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, profane material, any material that infringes on any copyright, trademark or other proprietary right or any material that could constitute or encourage unlawful conduct. We may, from time to time, monitor or review material transmitted or posted using this Website and reserve the right to delete any material we deem inappropriate. This Website is under no obligation to do so and assumes no responsibility or liability arising from any material transmitted or posted using this Website.

Ownership of Intellectual Property

All material on this website is copyrighted, either by us or third party providers. Notwithstanding any other term or condition in this agreement, We retains ownership to the copyright in this Website and all material from this Website unless otherwise indicated.

We own the trademarks, service marks, and trade dress (”Trademarks”) displayed on this Website. Nothing on this Website should be construed as a license to use the Trademarks. Your use of the Trademarks displayed on this Website is strictly prohibited.

Disclaimer

Your use of this Website and material from this Website is at your own risk.

This Website strives to provide accurate and up-to-date material; however, we make no warranties or representations as to the accuracy or timeliness of the material provided on this Website. We assume no liability or responsibility for any errors or omissions on this Website.

Neither this Website, any of its agents, nor any other party involved in creating, producing, or delivering this Website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, this Website or any material from this Website. Without limiting the foregoing, this Website and the material provided on this Website are provided “AS IS” WITHOUT WARRANTY OF ANY KIND EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. Some jurisdictions may not allow the exclusion of implied warranties, so this statement may not apply to you.

This Website assumes no liability or responsibility for any damage to you, your computer, or other property, due to your access to, use of, or downloading of this Website or any materials provided on this Website.

Indemnification You agree to indemnify, defend, and hold harmless this Website, its subsidiaries, officers, directors, employees, and agents from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, related to or resulting from any violation of these Terms of Use or use of the Website by you or any other person accessing the Website using your Internet account.

Links

We have not reviewed any or all of the websites linked to this Website and are not responsible for any websites linked to this Website. Your linking to any websites from this Website is at your own risk. By linking to a website or permitting a link to this Website, we do not endorse the website operator or the content of the linked website.

United States Only

Unless otherwise specified, this Website and material provided on this Website are solely for promoting products, programs, and business operations within the United States.

Software and other materials from this Website may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported to a) any country to which the United States has embargoed goods or services, b) anyone on the United States Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. THis Website prohibits your downloading or exporting of software or other material from this Website in violation of U.S. Export Laws and the laws of your resident country. By downloading software or other material from this Website, you represent and warrant that you are able to do so in full compliance with the laws of the United States and your resident country.

Severed Provisions and Entire Agreement

If any provision of this agreement is unenforceable, that provision shall be deemed severed from this agreement and shall not affect the validity and enforceability of the remaining provisions.

This is the entire agreement between the parties relating to the subject matter.

We may modify these Terms of Use at any time and without notice. You are bound by any modifications and should therefore periodically visit this page to review Terms of Use to which you are bound.